My 25 ways to save money-the small things add up!

September 30, 2006

Dawn over at FrugalForLife has a great article up on 25 ways she saves money..and other people have been adding their lists as well. I figured I would sit down and write out the ways that we try to save money, especially now that I quit my job the other day .

1. Brew your own coffee. Seriously, 3 bags of beans gets us through the month for a total of $20. Buying a cup every day would run about $4 for both of us, times 20 work days = $80 minimum per month.
2. Cut my own hair. Ok, so the teacher wife cant do this, but I can…I barely have any as it is!
3. Spend all your time blogging so you dont leave the house and spend money.
4. Put electronic equipment on power strips. You would be amazed at how much juice your unused equipment uses.
5. Compact Fluorescent Lightbulbs…seriously, go get some. The power bill goes right down.
6. Use a movie service like NETFLIX..for $6.00 per month we get 2 rentals…considering that renting from the store is about $5.00 per movie, and the movie theater costs $30, this is quite a deal. Plus, you dont have to drive anywhere, which saves money on gas.
7. Buy fruit and vegetables at the local Farmer’s Market if you have one…its fresher AND cheaper.
8. Pay more than the minimum on your credit cards, auto loans, mortagages, etc…every little bit helps in the long term when you are paying interest.
9. Coupons….pretty self explantory, but sometimes they can save you a lot.
10. Reuse paper products..in case you didnt notice, there are 2 sides to every piece of paper. After we use the first side of our scrap paper around the house, we just turn it over, staple it together, and you have an entirely new notebook for jotting down other money saving ideas!
11. Take public transportation – if I take the bus to the other side of town, it costs me 50 cents. If I drove my car, it would cost me about $3.00 in gas PLUS parking.
12. Buy a BRITA or PUR water filter and attach it to your faucet. A one time expense of $20 gives us about 3 months of free filtered water, that most of the time you find is just as good as the bottled stuff you pay a fortune for.
13. Go to the library. I dont remember the last time I actually bought a book or magazine, I just borrow them all now.
14. Take your lunch to work. Both the wife and I take (well, I did when I had a job) our lunch to work every day. This saves a fortune as you could easily spend $20 each day between the two of us.
15. Buy generic aspirin, ibuprofen, etc…its the same stuff as the name brand!
16. If you must use a credit card, make sure you are getting something for using it other than interest charges. We have dividend and airline miles cards…so we always get SOMETHING back if we have to charge a big purchase.
17. That being said, if you are about to make an impulse purchase, put it down and wait 24 hours. If you still must have it, think about it for another 24.
18. Turn down the heat setting on your water heater..you wont notice the difference, but your wallet will. Why pay a fortune to heat a giant tank of water that you might not even use?
19. Get some exercise, it keeps you out of the doctor’s office and thus saves you money.
20. Send your significant other out to get another job while you stay home. Whoops, how did that one sneak in there?
21. Pay your bills online…saves time AND money.
22. Get your news from the internet and not newspapers – save money and trees
23. Sell all your old stuff on Craigslist, Ebay, Half.com or some other site..just because you dont want it doesnt mean someone else doesnt!
24. Get rid of some cable tv services…if not all of it. We tried to get rid of cable, but we couldnt even get reception in our house with an antenna. So we got rid of movie channels, the digital box, and their remote control. Savings of about $20 per month!
25. Lastly, dont quit your job like I did. While I made the right decision for us, it may not be right for you. Its hard to save money when you dont have any coming in!

PHEW!

Filed in: Money
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Comments (17)

  1. ~Dawn says:

    17. That being said, if you are about to make an impulse purchase, put it down and wait 24 hours. If you still must have it, think about it for another 24.

    That is soo very important, I don’t know how many times this has saved me.

  2. David says:

    That ones always a life saver!

  3. WH says:

    Great list! Especially agree with #17! (My version of it. =)

  4. Josh says:

    Nice tips. I’m glad you mentioned the lightbulbs.

  5. Kaye says:

    I’m a book lover and I love collecting books. However, I don’t have a fortune to spend on books, magazines and all sorts of readings. So what I usually do is schedule a trip to thrift or used book stores where I can purchase titles at 10 to 30% of the original price. I also swap or borrow books and magazines from friends and colleagues. As for newspapers, I read the online editions or subscribe to RSS.

  6. ctrlz says:

    and novelist / book writer will hate you cuz people dont buy their book instead of borrowing from library..
    no more one million copies sold… hee hee….. nice list….

  7. adipex says:

    doctor job forums somestrangepostvista1 http://adipex-jil.blogspot.com

  8. “Spend all your time blogging so you dont leave the house and spend money.” funny but true. At one time I spent all my time at 3 jobs. All my spare time was speant sleeping and I saved a ton.